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Financing Your Home >New Loans If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.
You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.
Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.
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| Q |
What little-known folk remedy is said to help keep bats away from your home?
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| A |
According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats! |
 See More Real Estate Trivia > |
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Deborah La Forge
RE/MAX Village Square Realtors
516 Valley Road
Upper Montclair, N.J. 07043
Office: 973-509-2222 Ext. 134
Cell: 917-842-7893
Fax: 973-509-7779
deborahlaforge@NUMBER1EXPERT.com
I have been in the real estate business for over 23 years and have gained a depth of knowledge about values, market cycles, and most importantly, being a smart marketer.
If you are selling, I am capable of creating a demand for your home and able to find the very best value for you when you are buying. It is an important decision to buy or sell a home and it's equally important to choose a realtor.
I guarantee your privacy will be respected and look forward to meeting and working with you.   
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